Once we verify the charges and the bond amount, we walk you through every number in plain language. No jargon, no pressure, no hidden fees. You will understand exactly what the bond costs, what collateral is needed (if any), and what your payment options are before you sign anything.
Step by step
In North Carolina the bail premium is set by law at 10–15% of the total bond amount. This is the fee paid to the bondsman for posting the full bond — it is not refundable, the same way an insurance premium is not refunded. For a $10,000 bond, the premium is $1,000 to $1,500. We tell you the exact figure up front.
Collateral covers the bondsman if the defendant fails to appear. For smaller bonds and qualified co-signers, collateral is often not required. For larger bonds or higher-risk situations, collateral may be a vehicle title, real estate equity, or cash. We only take collateral when the bond amount genuinely warrants it, and we document every item.
Most families cannot pay the full premium in one lump sum. We offer payment plans with a reasonable down payment and scheduled installments — no interest traps. You will know the down payment, the monthly amount, and the payoff date before you sign.
A co-signer (indemnitor) guarantees the bond. You are responsible for making sure the defendant attends every court date. If they miss court, you are liable for the bond amount and any recovery costs. We explain these obligations clearly and put them in writing — never sign something you do not understand.
You receive a written breakdown: premium, any collateral, payment schedule, and the indemnity agreement. No hidden fees, no surprise charges later. If anything is unclear, ask — we would rather answer ten questions than have you sign in confusion.
Ready when you are
Next step — 03
We post the bond
Nobody should wait behind bars
